PERSONAL FINANCE
Personal Finance

VA disability on taxes: Best tips for veterans to maximize their return in 2025

Tax Season could be a confusing time for United States veterans
Tax Season could be a confusing time for United States veteransLAPRESSE
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As tax season rolls around, many Veterans may assume their filing process has gotten simpler since retiring from active duty.

Why your tax refund may be lower than expected

However, understanding how your VA disability benefits impact your taxes can make a significant difference in maximizing your return.

Unlocking tax-free benefits and hidden refund opportunities

From federal exemptions to state-level perks, there are several ways Veterans can save money and avoid common pitfalls when filing.

The Department of Veterans Affairs encourages Veterans to take advantage of tax breaks and free services available to them.

Whether filing on your own or with professional help, it's important to stay informed, especially with rising concerns over identity theft and tax scams.

One of the biggest advantages for Veterans is that VA disability benefits are not considered taxable income.

This includes disability compensation, pensions, grants for home or vehicle modifications, and education benefits like the G.I. Bill.

Even payments such as Dependency and Indemnity Compensation (DIC) for survivors are excluded from gross income.

If your disability rating was increased or you were awarded Combat-Related Special Compensation, you may be eligible for a refund, just make sure to amend the return for the specific year those changes took effect.

State-level tax breaks can also help reduce what you owe.

Many states offer partial or full property tax exemptions for disabled Veterans, typically based on your disability rating.

Some states even exempt military retirement pay from income taxes.

Since laws vary by state and are subject to change, it's a good idea to the latest rules with a local tax office or trusted advisor.

Veterans with moderate or low incomes, or those over 60, can access free tax help through programs like AARP Foundation Tax-Aide or IRS Free File.

Military OneSource also offers free federal and state filing through its MilTax software for up to a year after leaving service.

Finally, protect your financial information by staying vigilant.

Scammers often target Veterans during tax season, so never share personal or banking details through unsolicited texts or calls.

Consider applying for an IRS Identity Protection PIN to safeguard your Social Security number from fraudulent filings.

Filing taxes may not be simple, but with the right tools and knowledge, Veterans can confidently claim every benefit they're entitled to, and avoid leaving money on the table.

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