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Navigating VA education benefits can feel like a maze, but if you're a veteran eyeing the Montgomery GI Bill Active Duty (MGIB-AD), also known as Chapter 30, you're in for some solid . For those juggling school part-time-specifically at half-time enrollment-the monthly payout can make a big difference. Based on the latest rates for October 1, 2024, to September 30, 2025, let's break down what you can expect to pocket each month for a half-time course load, so you can plan your education with confidence.
For veterans who served three years or more on active duty, the Chapter 30 benefit for half-time enrollment at an Institutional Training program-like a college or university-is $1,219 per month. If your service was between two and three years, that amount dips to $990.50.
"The MGIB-AD is designed to help veterans cover costs while they pursue their goals," a VA spokesperson noted, emphasizing its role in easing the financial load. These rates apply to traditional academic settings, but other training types, like correspondence or flight school, work differently, often reimbursing a percentage of approved costs.
Half-time enrollment means you're taking fewer credits than a full-time student-typically around 6 credits per semester for undergrads, though schools set their own thresholds. The VA calculates your payout based on this "rate of pursuit." For example, if your school says 12 credits is full-time, 6 credits lands you at that half-time mark, unlocking the monthly stipend. If you're still on active duty, payments are capped at tuition and fees, so you'd get reimbursed for what you're actually spending, up to that $1,219 or $990.50 ceiling.
Montgomery GI Bill half-time benefits: How much cash monthly?
Want to boost that amount? The $600 Buy-Up program lets veterans who contributed extra during service-like $600 over 12 months-bump their half-time rate by up to $75 more per month. "It's a small investment for a big return," a VA advisor shared, noting that it can add thousands over your benefit's 36-month limit. You can also pair Chapter 30 with other aid, like scholarships, to stretch your funds further.
For non-college programs, like on-the-job training or apprenticeships, half-time benefits start at $1,066.50 for the first six months (three-year service) and taper down over time. Flight training? You'd get 60% of approved costs, charged against your entitlement. With over 1.6 million veterans using VA benefits in 2024, Chapter 30's flexibility keeps it a go-to for part-time students balancing life and learning.